Pause
Urgency makes careful thinking harder. Stop before clicking, sharing, paying, or giving personal information.
Free AI and money literacy · Ages 10–17
Grow up AI-smart and money-wise.
Learn to ask better questions, check what’s true, understand money, and make thoughtful decisions—without hype, pressure, or sales pitches.
No sign-up. No ads. Educational—not financial advice.
$0
Always freeOpen lessons and tools
10–17
Built for youthClear, never childish
CA + US
Local contextDifferences clearly labelled
0
Accounts or adsPrivacy comes first
Three paths. One life skill.
Build the habit of understanding information before acting on it—whether it comes from a chatbot, a friend, or a financial headline.
Learn AI
Understand what AI can do, prompt it well, protect your privacy, and fact-check confident answers.
Explore AI literacyLearn Money
Practice saving, budgeting, compound growth, diversification, and thinking about risk over time.
Explore money literacyAI + Money
Use AI to explain financial ideas—while learning why it should never make important money decisions for you.
Connect the skillsLessons for the world you’re growing into.
Short, practical, source-aware learning. Every lesson ends with something you can try or discuss.
Ask AI better questions
Use a simple five-part prompt to get clearer, more useful answers.
Read lessonHow compound growth works
See how time, contributions, and an assumed rate work together.
Read lessonCan you trust an AI stock tip?
Slow down, check sources, and find what a confident answer leaves out.
Read lessonStocks vs ETFs in five minutes
Compare one company with a basket—without turning it into a recommendation.
Read lessonWhen AI sounds sure—but is wrong
Learn why AI can invent details and how to verify important claims.
Read lessonSpot a financial scam
Recognize urgency, secrecy, impersonation, and too-good-to-be-true promises.
Read lessonTry the numbers
Small amounts. Long time. Big lesson.
Explore what might happen if you set aside $10 each week. Change the time and assumed rate to see which inputs matter—and why a simulation is not a promise.
Open the growth calculatorHypothetical example$10 weekly · 20 years
At an assumed 5% annual rate$17,857
You would contribute $10,400. The rest is hypothetical growth. Actual returns vary and losses are possible.
Pause. Check. Decide.
Use this three-step routine when AI, an influencer, a message, or a video tells you what to believe—or what to do with money.
Check
Who made the claim? What evidence is missing? Confirm it with an independent, trustworthy source.
Decide
Consider the risks and ask a trusted adult or qualified professional when the decision could seriously affect you.
Same big ideas. The right starting point.
See ideas in everyday life
Short examples about choices, saving, AI answers, privacy, and spotting a trick.
Find Explorer lessonsCompare and investigate
Practice prompts, budgets, growth, source checks, and the basics of investing risk.
Find Builder lessonsWeigh real trade-offs
Explore uncertainty, diversification, long-term habits, and responsible AI research.
Find Navigator lessonsFor grown-ups
Use it at home or in class.
Open-and-go discussion guides, lesson prompts, safety notes, and activities designed to support—not replace—parents and educators.
Explore teaching resources- ✓No student accounts required
- ✓Canada and USA context separated
- ✓Source links and discussion questions
- ✓Printable, free-use learning guides
Public-benefit by design
Read our transparency notesTrust should be visible.
We publish our educational boundaries, privacy choices, source standards, and launch status. Spark & Seed is a pre-launch initiative and does not claim registered charity status.